But while authorities have been warning residents to stay indoors as Cyclone Alfred approaches, die-hard surfers have been throwing caution to the increasing wind. "This is what we look forward to," said Jeff Weatherall as he waited for a jet ski to pick him up from Kirra beach and carry him into the big waves.

Significant damage and power outages are possible in the densely populated region of Queensland, where tropical cyclones impacts are not uncommon but direct landfalls are.

According to the Insurance Council of Australia (ICA), insurers have now received over 34,000 claims across southeast Queensland and northern New South