Retirement planning saw major changes in 2025. Policymakers reformed EPF and NPS, making them more flexible and digital. NPS ...

Under the amended rules, government employees are now formally allowed to take loans from regulated financial institutions by marking a lien or charge on their NPS account. This is a significant step, ...

"The recent amendment allows withdrawal of 80 percent as lump sum instead of the previous 60 percent, with only 20 percent mandatorily annuitized. However, the Income Tax Act has not been amended to ...

The Pension Fund Regulatory and Development Authority (PFRDA) has notified key changes to NPS exit and withdrawal rules, bringing meaningful relief for central and state government employees covered ...

Retirement planning often seems like a daunting task for ordinary people, but the year 2025 has proven to be a game-changer ...

Launched by the Government of India in 2004, the National Pension System (NPS) is a defined contribution pension scheme introduced after the government decided to discontinue old pensions scheme.

PFRDA has introduced significant changes for NPS subscribers, extending the exit age to 85 and increasing the 100% withdrawal ...

Non-government subscribers of the National Pension System (NPS) have been given significantly greater flexibility in accessing their retirement savings, following a key regulatory overhaul notified on ...

The latest Pension Fund Regulatory and Development Authority (Exits and Withdrawals under the National Pension System) ...

Non-government employees who have opted for the National Pension System (NPS) can withdraw up to 80% of their retirement corpus as a lump sum at the time of exit. Under a new set of rules issued by ...

A National Pension System (NPS) subscriber will now be permitted to withdraw one more time before retirement for various purposes, including higher education or the marriage of children. Also, the ...