As home insurance gets more costly and availability drops in California and Florida, experts debate whether a national system could solve the crisis.

Some companies offer extra coverage for a fee, like flood insurance, water backup coverage or identity theft coverage. To compare renters insurance rates in Florida, ValuePenguin collected quotes from ...

Florida is one of the most expensive states for homeowners insurance, largely due to the heightened risk of hurricanes, floods and other severe weather. Annual premiums averaged $5,376 in January ...

For example, you can buy up to $1 million in contents coverage from Florida Peninsula Insurance ... which is FEMA’s methodology for calculating flood insurance rates. The insurance deductible ...

The assembly had previously postponed the legislation amid outcry from the Kenai River Keys Property Owners Association.

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California and Florida provide an illustrative contrast. Democratic insurance commissioners in the Golden State have for years suppressed rates. Until recently, California was the only state that ...

Buyers are backing away from increasingly uninsurable homes, and homeowners are struggling to keep up with rising monthly ...

The impact of the home insurance crisis on real estate can already be seen in Florida ... now see how an individual property rates on five risk factors — flood, wildfire, wind, heat and air ...

In 2023, Florida, Louisiana and North Carolina all had higher “nonrenewal rates,” instances in ... The National Flood Insurance Program has a terrible track record of undercharging.

The Kenai Peninsula Borough Assembly this week unanimously approved an ordinance to adopt updated flood insurance rate maps from the Federal Emergency Management Agency. The assembly had ...

Florida is another ... housing shortages and high flood risk. FEMA is in the middle of a lengthy process to update its flood maps to better inform and assess flood insurance policies from the ...