The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

This checklist will help verify that you have all the info required to successfully apply for a USDA home loan in 2026.

The United States Department of Agriculture (USDA) doesn't just inspect meat, it also offers rural development mortgages. Surprisingly, USDA home loans remain one of the lesser known options for home ...

USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

USDA home loans can help low-income homebuyers buy a house in a rural area with a 0% down payment and a low interest rate.

The U.S. Department of Agriculture (USDA) supports homeownership opportunities for low- and moderate-income Americans through several loan, grant and loan guarantee programs. For qualified borrowers, ...

USDA Section 502 loans are primarily used to help low-income individuals or households purchase homes in rural areas. Funds can be used to build, repair, renovate or relocate a home, or to purchase ...

The USDA failed to follow its own guidance for a rural mortgage program, taking years to foreclose on delinquent loans. As a result, 55 Maine borrowers racked up, on average, $110,000 in additional ...

Eric Bivens, his fiancee Johna Smith and her son Camden, 10, in front of a home they are trying to buy in Owasso, Okla., taken on September 24,2013. The family are trying to buy the house using a USDA ...