A recent WSJ article recommended that annuities be a default option in retirement plans. The author responds to readers’ ...

Ashley Donohoe is a personal finance writer, Financial Planning and Wealth Management Professional and Certified Financial Education Instructor based in Cincinnati. She covers banking, loans, ...

This could include baking in inflation protection (so your income rises with prices), opting for a “joint-life” annuity ...

Annuities are an essential component of the American retirement system, starting with Social Security. Why, then, do so few Americans understand them? Most of us, it seems, are pretty much clueless ...

There are numerous ways to save for retirement. One option is a pension annuity, which provides guaranteed income throughout your retirement. But the phrase “pension annuity” can mean different things ...

The idea of running out of money at some point in life can be scary. But as good a job as you might do of saving for retirement, there’s unfortunately no guarantee that your nest egg will last as long ...

The retirement planning landscape has shifted dramatically over the past decade. With traditional pensions becoming increasingly rare and Social Security facing long-term funding challenges, Americans ...

Some workers may see 2026 as a chance to retire before new pension rules take effect. With the state pension age rising – from 66 to 67 over the next two years – and inheritance tax (IHT) rules ...

Pensions have been a cornerstone of retirement in America for decades. Imagine working for the same employer for decades, then receiving a guaranteed income after retirement. This was a promise of ...

With an annuity, you don't have the same kind of flexibility as with a 401(k) or IRA held at a brokerage firm. Liquidity is limited and early withdrawals can trigger surrender charges. Other ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Take 401(k) plans and annuities, for example. A 401(k), which is a ...

The past couple of years have been an absolute boon for insurers that help employers offload their pensions obligations to group annuity contracts. But now, companies including AT&T and Lockheed ...