In a shift that could spur broader adoption of Roth retirement accounts by both employers and workers, higher-income ...

You can contribute more to your 401(k) beginning at age 50 Fact checked by Vikki Velasquez Reviewed by Khadija Khartit If your employer offers a 401(k) plan, this can be a very effective way of saving ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...

In September, the IRS finalized a rule that changes how high-income workers ages 50 and older can make catch-up contributions to their 401(k) and similar workplace plans. Starting in 2027, these ...

View post: Amazon is selling a washable area rug for only $45 SECURE 2.0 Act mandates Roth catch-up contributions for employees with FICA wages over $145,000. Employers, payroll, and record keepers ...

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Will workers earning more than $145,000 want to put those retirement contributions in a post-tax Roth account? Their answer might surprise you. Would you rather pay tax now and have tax-free growth, ...

A major 401(k) tax break is about to disappear for some of America's most diligent retirement savers. Beginning in 2026, high earners aged 50 and older will lose the option to make pre-tax catch-up ...