With strict rules and limited tax benefits, Trump accounts aren’t right for every family—particularly if they’ re not eligible for government or private seed contributions.

President Donald Trump is expected to outline new details Wednesday about “Trump Accounts," a government-backed savings program that would give many American children a financial head start.

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The rapper has become a high-profile Trump supporter in recent months, saying at a Wednesday, Jan. 28, event that backlash for her MAGA advocacy only "motivates" her to lean in harder

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The Annual Percentage Yield (APY) as advertised is accurate as of 12/30/2025. Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened. Interest Rate and APY of a Certificate of Deposit account is fixed once the account is funded

New "Trump Accounts" offer tax-advantaged savings for children with a $1,000 government seed money. Parents can contribute up to $5,000 annually to these accounts.