Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...

Think of your credit score as your money report card. Banks and lenders look at it when you apply for a credit card, a car ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your credit (and what to do about it) — from the experts.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

The average FICO score fell to 715 in April, down one point since January and two points from a year earlier. For consumers, that decline is more than just a number—it reflects how a growing trend of ...

Brittany Brown is a full-time copywriter writing covering real estate and personal finance topics like budgeting, investing, credit cards, and more. She is currently working to become an accredited ...

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

Careful and deliberate borrowing can give you the opportunity to use credit as a tool for resilience – but it needs to be ...

When exploring mortgage options, your credit score typically takes a hit when you obtain a mortgage preapproval from a lender ...