A Finnish small business with roughly €5,000 in monthly turnover applied for funding expecting a routine decision.

Business collateral can reduce lender risk, creating new opportunities for small-business owners ...

Discover what an asset-conversion loan is, its advantages, and disadvantages, and how businesses effectively utilize this short-term financing option.

Learn how floating liens allow businesses to secure loans with dynamic assets like inventory; understand the process of crystallization into fixed charges.

RBI announces increased collateral-free loan limits for micro and small enterprises, enhancing access to formal credit and ...

For those who want to learn how to use LTC as collateral for loans, this article provides all the core details and highlights ...

As digital assets have matured from speculative instruments into recognized stores of value, financial services built around them have evolved just as quickly. One of the most significant developments ...

The revised directions mandate no collateral up to ₹20 lakh and permit banks to extend collateral-free MSME loans up to ₹25 lakh based on internal policy and borrower track ...

"Banks are mandated not to accept collateral security in the case of loans up to Rs 20 lakh extended to units in the MSE ...