Key Points ・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market ...

Discover how to access cash from your life insurance policy. Learn about withdrawals, loans, surrenders, and life settlements ...

Whole life insurance is permanent insurance with a guaranteed premium, death benefit and cash value growth. It provides a death benefit and a savings component, called cash value, that increases ...

Wealthy clients whose income excludes them from some familiar retirement plans have another choice for money later in life, one that offers distinct tax advantages but requires care in setting up. A ...

When planning for retirement, most people focus on the big stuff — Social Security, 401(k)s, pensions and IRAs. But there’s another powerful tool flying under the radar: whole life insurance. While ...

Meagan is a former Series 7 financial advisor and current writer focused on blending straightforward information with a dose of humor on topics including equity investments, insurance products, and ...

There is no silver bullet when it comes to retirement planning. My most successful retirement clients — wealthy or not — knew that a comfortable retirement would be built around a combination of ...

Planning for retirement isn’t simple. Many investors and their advisors pore over options, looking for the perfect allocation of stocks, bonds, cash and other assets. “What few of them are thinking ...

LIFE INSURANCE COMES IN three flavors. Term insurance offers plain-vanilla protection at a low cost. Then there's whole life, which has a savings component. A third type, the return of premium, is ...

Tax advisors can play a significant role in alerting clients to the availability of various options and strategies for an ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

Learn how whole life works, the types of policies and who can benefit from this permanent life insurance Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance ...