An onslaught of unsolicited texts to Americans’ phones in recent months claiming they owe unpaid tolls and E-ZPass bills is more than an annoyance.

The text may have urgent language or appear from a legitimate source. That's by design, and it could be to your detriment.

Scam texts suggesting you have unpaid tolls are an aggressive new phishing scheme targeting millions of Americans—but there's an easy way to avoid getting duped.